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2026 IRMAA Brackets for Medicare Premiums - Projected

Projected 2026 IRMAA Brackets

The income on your 2024 IRS tax return (filed in 2025) determines the IRMAA you pay in 2026.

Less than or equal to $109,000
Greater than $109,000 and less than or equal to $137,000
Greater than $137,000 and less than or equal to $171,000
Greater than $171,000 and less than or equal to $205,000
Greater than $205,000 and less than $500,000
Greater than or equal to $500,000

Less than or equal to $218,000
Greater than $218,000 and less than or equal to $274,000
Greater than $274,000 and less than or equal to $342,000
Greater than $342,000 and less than or equal to $410,000
Greater than $410,000 and less than $750,000
Greater than or equal to $750,000

Less than or equal to $109,000
Not applicable
Not applicable
Not applicable
Greater than $109,000 and less than $391,000
Greater than or equal to $391,000

$0 Standard Premium of $206.50
$289.10
$413.00
$536.90
$660.80
$702.10

Premium Varies Ask for More Details
$14.50
$37.50
$60.40
$83.30
$91.00

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