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2025 IRMAA Brackets for Medicare Premiums

Official 2025 IRMAA Brackets

The income on your 2023 IRS tax return (filed in 2024) determines the IRMAA you pay in 2025.

Less than or equal to $106,000
Greater than $106,000 and less than or equal to $133,000
Greater than $133,000 and less than or equal to $167,000
Greater than $167,000 and less than or equal to $200,000
Greater than $200,000 and less than $500,000
Greater than or equal to $500,000

Less than or equal to $212,000
Greater than $212,000 and less than or equal to $266,000
Greater than $266,000 and less than or equal to $334,000
Greater than $334,000 and less than or equal to $400,000
Greater than $400,000 and less than $750,000
Greater than or equal to $750,000

Less than or equal to $106,000
Not applicable
Not applicable
Not applicable
Greater than $106,000 and less than $394,000
Greater than or equal to $394,000

$0 Standard Premium of $185.00
$263.60
$369.10
$479.50
$589.90
$626.70

Premium Varies Ask for More Details
$13.70
$35.30
$57.00
$78.60
$85.80

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