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2025 IRMAA Brackets for Medicare Premiums

Official 2025 IRMAA Brackets

The income on your 2023 IRS tax return (filed in 2024) determines the IRMAA you pay in 2025.

Single

Single Filer IRMAA Brackets Based on 2023 Income
  • Less than or equal to $106,000
  • Greater than $106,000 and less than or equal to $133,000
  • Greater than $133,000 and less than or equal to $167,000
  • Greater than $167,000 and less than or equal to $200,000
  • Greater than $200,000 and less than $500,000
  • Greater than or equal to $500,000

Married

Filing Jointly IRMAA Brackets Based on 2023 Income`
  • Less than or equal to $212,000
  • Greater than $212,000 and less than or equal to $266,000
  • Greater than $266,000 and less than or equal to $334,000
  • Greater than $334,000 and less than or equal to $400,000
  • Greater than $400,000 and less than $750,000
  • Greater than or equal to $750,000

Married

Filing Separately IRMAA Brackets Based on 2023 Income
  • Less than or equal to $106,000
  • Not applicable


  • Not applicable


  • Not applicable


  • Greater than $106,000 and less than $394,000
  • Greater than or equal to $394,000

Part B

Adjustments to Part B Premiums Per Month
  • $0 Standard Premium of $185.00
  • $263.60


  • $369.10


  • $479.50


  • $589.90

  • $626.70

Part D

Adjustments to Part D Premiums Per Month (Varies)
  • Premium Varies Ask for More Details
  • $13.70


  • $35.30


  • $57.00


  • $78.60

  • $85.80