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2027 IRMAA Brackets for Medicare Premiums

2027 IRMAA Brackets

The income on your 2025 IRS tax return (filed in 2026) determines the IRMAA you pay in 2027. Estimates based on approximately 2.25% annual inflation.

Less than or equal to $111,000
Greater than $111,000 and less than or equal to $140,000
Greater than $140,000 and less than or equal to $175,000
Greater than $175,000 and less than or equal to $210,000
Greater than $210,000 and less than $500,000
Greater than or equal to $500,000

Less than or equal to $222,000
Greater than $222,000 and less than or equal to $280,000
Greater than $280,000 and less than or equal to $350,000
Greater than $350,000 and less than or equal to $420,000
Greater than $420,000 and less than $750,000
Greater than or equal to $750,000

Less than or equal to $111,000
Not applicable
Not applicable
Not applicable
Greater than $111,000 and less than $387,000
Greater than or equal to $387,000

$0 Standard Premium of $218.60
$306.00
$437.20
$568.40
$699.50
$743.20

Premium Varies Ask for More Details
$15.40
$39.70
$64.00
$88.10
$96.50