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2027 IRMAA Brackets for Medicare Premiums - Projected

Projected 2027 IRMAA Brackets

The income on your 2025 IRS tax return (filed in 2026) determines the IRMAA you pay in 2027.

Single

Single Filer IRMAA Brackets Based on 2025 Income
  • Less than or equal to $112,000
  • Greater than $112,000 and less than or equal to $141,000
  • Greater than $141,000 and less than or equal to $176,000
  • Greater than $176,000 and less than or equal to $211,000
  • Greater than $211,000 and less than $500,000
  • Greater than or equal to $500,000

Married

Filing Jointly IRMAA Brackets Based on 2025 Income
  • Less than or equal to $224,000
  • Greater than $224,000 and less than or equal to $282,000
  • Greater than $282,000 and less than or equal to $352,000
  • Greater than $352,000 and less than or equal to $422,000
  • Greater than $422,000 and less than $750,000
  • Greater than or equal to $750,000

Married

Filing Separately IRMAA Brackets Based on 2025 Income
  • Less than or equal to $112,000
  • Not applicable


  • Not applicable


  • Not applicable


  • Greater than $112,000 and less than $388,000
  • Greater than or equal to $388,000

Part B

Adjustments to Part B Premiums Per Month
  • $0 Standard Premium of $230.50
  • $322.70


  • $461.00


  • $600.00


  • $737.60

  • $783.70

Part D

Adjustments to Part D Premiums Per Month (Varies)
  • Premium Varies Ask for More Details
  • $15.35


  • $39.70


  • $63.90


  • $88.10

  • $96.30