IRMAA.com is a private consulting company NOT affiliated with the Social Security Administration or Medicare. If you are trying to reach the government sites, visit their websites or call them at 1-800-772-1213

877-MAX-MY-BENEFIT

2027 IRMAA Brackets for Medicare Premiums - Projected

Projected 2027 IRMAA Brackets

The income on your 2025 IRS tax return (filed in 2026) determines the IRMAA you pay in 2027. Estimates based on approximately 2.25% annual inflation.

Less than or equal to $111,000
Greater than $111,000 and less than or equal to $140,000
Greater than $140,000 and less than or equal to $175,000
Greater than $175,000 and less than or equal to $210,000
Greater than $210,000 and less than $500,000
Greater than or equal to $500,000

Less than or equal to $222,000
Greater than $222,000 and less than or equal to $280,000
Greater than $280,000 and less than or equal to $350,000
Greater than $350,000 and less than or equal to $420,000
Greater than $420,000 and less than $750,000
Greater than or equal to $750,000

Less than or equal to $111,000
Not applicable
Not applicable
Not applicable
Greater than $111,000 and less than $387,000
Greater than or equal to $387,000

$0 Standard Premium of $218.60
$306.00
$437.20
$568.40
$699.50
$743.20

Premium Varies Ask for More Details
$15.40
$39.70
$64.00
$88.10
$96.50