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2027 IRMAA Brackets for Medicare Premiums - Projected

Projected 2027 IRMAA Brackets

The income on your 2025 IRS tax return (filed in 2026) determines the IRMAA you pay in 2027. Estimates based on approximately 3% annual inflation.

Single

Single Filer IRMAA Brackets Based on 2025 Income
  • Less than or equal to $112,000
  • Greater than $112,000 and less than or equal to $141,000
  • Greater than $141,000 and less than or equal to $176,000
  • Greater than $176,000 and less than or equal to $211,000
  • Greater than $211,000 and less than $500,000
  • Greater than or equal to $500,000

Married

Filing Jointly IRMAA Brackets Based on 2025 Income
  • Less than or equal to $224,000
  • Greater than $224,000 and less than or equal to $282,000
  • Greater than $282,000 and less than or equal to $352,000
  • Greater than $352,000 and less than or equal to $422,000
  • Greater than $422,000 and less than $750,000
  • Greater than or equal to $750,000

Married

Filing Separately IRMAA Brackets Based on 2025 Income
  • Less than or equal to $112,000
  • Not applicable


  • Not applicable


  • Not applicable


  • Greater than $112,000 and less than $388,000
  • Greater than or equal to $388,000

Part B

Adjustments to Part B Premiums Per Month
  • $0 Standard Premium of $230.50
  • $322.70


  • $461.00


  • $600.00


  • $737.60

  • $783.70

Part D

Adjustments to Part D Premiums Per Month (Varies)
  • Premium Varies Ask for More Details
  • $15.35


  • $39.70


  • $63.90


  • $88.10

  • $96.30