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Projected 2025 IRMAA Brackets for Medicare Premiums

Projected 2025 Brackets-THESE ARE PROJECTIONS ONLY

The income on your 2023 IRS tax return (filed in 2024) determines the IRMAA you pay in 2025.

Single

Single Filer IRMAA Brackets Based on 2023 Income
  • Less than or equal to $106,000
  • $106,000 to $133,000
  • $133,000 to $166,000
  • $166,000 to $199,000
  • $199,000 to $500,000
  • Greater Than $500,000

Married

Filing Jointly IRMAA Brackets Based on 2023 Income
  • Less than or equal to $212,000
  • $212,000 to $265,000
  • $265,000 to $332,000
  • $332,000 to $398,000
  • $398,000 to $750,000
  • Greater Than $750,000

Married

Filing Separately IRMAA Brackets Based on 2023 Income
  • Less than or equal to $103,000​
  • Not applicable
  • Not applicable
  • Not applicable
  • $103,000 to $397,000​
  • Greater Than $397,000

Part B

Adjustments to Part B Premiums Per Month
  • $0-Surcharge Standard Premium of $180.00
  • $251.90
  • $359.90
  • $467.80
  • $576
  • $612

Part D

Adjustments to Part D Premiums Per Month (Varies)
  • Premium Varies Ask for More Details
  • $13.30
  • $34.30
  • $55.40
  • $76.50
  • $83.50